When will we learn a lesson from disasters?

A mistake is made and ignored. When it happens again, the proper response is still not taken. Eventually the issue escalates, and citizens suffer. Only then are numerous explanations offered and the responsible parties pursued.

In a country where lapses recur, complaints go unanswered, and citizens are forced to knock on door after door to seek their rights, simply blaming the culprits is insufficient.

The oversight mechanism that fails to spot mistakes in time, or when it does, fails to take the necessary action, must also be scrutinized.

Because oversight is not merely a paperwork exercise. It exists to detect mistakes promptly, take the necessary measures, and prevent citizens from being harmed. If these cannot be carried out, it indicates a serious problem.

We have laws, regulations, circulars, and directives. So why are the same mistakes still being repeated despite all these rules?

Let's look back a bit and see.

Since the 1980s, bank crises, failing banks, financial collapses, attacks, and corruption allegations have never been absent from our agenda.

We said we would learn a lesson after each incident. People were harmed, economic losses were incurred, investigations were carried out. Time passed, and similar problems resurfaced.

Recently, corruption allegations concerning investment funds have brought the same question back to mind.

Of course, allegations must be investigated, evidence evaluated, and those proven responsible must answer before the law.

But is it sufficient to act only after a crisis has emerged?

Were the risks identified in time?

Did the oversight mechanisms perform their duties as required?

Could measures to protect the investor have been taken?

These are the questions that need to be answered.

What matters is being able to do what is necessary before harm arises, with a state perspective.

Moreover, the issue is not limited to financial markets.

The same understanding should apply in both the public and private sectors.

No one's position, title, political proximity, or economic power should shield them from accountability. Complaints must be taken seriously, warnings followed, and those who neglect their duties must be held to account.

Otherwise, oversight loses its role as a safeguard for citizens' rights and remains merely a procedural formality.

"A calamity is better than a thousand pieces of advice," they say...

Why must people suffer, institutions be harmed, or a disaster occur in order to learn a lesson?

We have legislation, we have institutions. What is lacking is the application of rules equally to all and, when necessary, holding responsible parties accountable.

If we still cannot learn from what has happened over these years, we need to turn around and look at ourselves.

Final word: After every calamity, they will continue on our path by saying the same words, and if they do not learn a lesson and do not do what is necessary, and if we do not make the control mechanisms effective, we will hear more advice with this trend.

Greetings and respect...